{"id":9563,"date":"2025-01-06T10:13:10","date_gmt":"2025-01-06T10:13:10","guid":{"rendered":"https:\/\/www.tvscredit.com\/?page_id=9563"},"modified":"2025-08-29T06:20:31","modified_gmt":"2025-08-29T06:20:31","slug":"loans-online-personal-loans-eligibility-and-documents","status":"publish","type":"page","link":"https:\/\/www.tvscredit.com\/loans\/online-personal-loans\/eligibility-and-documents\/","title":{"rendered":"Eligibility and Documents"},"content":{"rendered":"<style>\n.handy_box{<br \/>    padding: 2.6rem 2rem;<br \/>    text-align: center;<br \/>    background: #e7f3ec;<br \/>    margin-bottom: 3rem;<br \/>}@media (max-width: 1199px) {.inner-banner {<br \/>    margin-top: 16%;}}@media (max-width: 767px) {  .mortgage_banner{font-size: 2rem !important;line-height: 2.5rem !important; max-width: 42rem !important;}<br \/>}@media (min-width: 700px) and (max-width: 767px)<br \/>{<br \/>.banner_txt{<br \/>\tmax-width: 40rem !important;<br \/>}<br \/>.product-banner-content {<br \/>   left: -12%;<br \/>}<br \/>}<br \/><\/style>\n<section class=\"doc-requir dots_bg pdt-2 pdb-2\">\n<div class=\"documents_required\">\n<div class=\"documents_required_tab\">\n<div class=\"container\">\n<div class=\"commn_head fadeIn wow animated\" style=\"visibility: visible; -webkit-animation-delay: 0.5s; -moz-animation-delay: 0.5s; animation-delay: 0.5s;\" data-wow-delay=\"0.5s\">\n<h1 class=\"h1_head\">Personal Loans Eligibility Criteria<\/h1>\n<p>Before issuing a personal loan, lenders apply certain conditions that should be met by each applicant. They help to assess the borrower\u2019s financial stability and ability to repay the loan. Let\u2019s take a look at who can qualify for a TVS Credit Personal Loans.<\/p>\n<\/div>\n<div id=\"nav-tabContent1\" class=\"tab-content \">\n<div id=\"documents-nav-1\" class=\"tab-pane fade active show\" role=\"tabpanel\" aria-labelledby=\"nav-1-tab\">\n<div class=\"documents_required-content\">\n<div class=\"IRC_table\">\n<table class=\"table\" style=\"height: 149px;\" width=\"309\">\n<thead>\n<tr>\n<th>Criteria<\/th>\n<th>Requirements<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Fee\">Income<\/td>\n<td data-label=\"Excepteur sint occaecat cupidatat\">Individuals with income more than \u20b925,000 per month.<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fee\">Credit Score<\/td>\n<td data-label=\"Excepteur sint occaecat cupidatat\">A credit score of more than 700 is required for loan approval.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"eligibility_sec pdt-0 pdb-2 dots_bg\">\n<div class=\"documents_required\">\n<div class=\"documents_required_tab\">\n<div class=\"container\">\n<div class=\"commn_head fadeIn wow animated\" style=\"visibility: visible; -webkit-animation-delay: 0.5s; -moz-animation-delay: 0.5s; animation-delay: 0.5s;\" data-wow-delay=\"0.5s\">\n<h2>What are the Documents\/Details Required for TVS Credit Personal Loans?<\/h2>\n<p>When applying for <a style=\"display: initial; color: #4472c4;\" href=\"https:\/\/www.tvscredit.com\/loans\/online-personal-loans\/\">Personal Loans<\/a> on TVS Credit, certain details are necessary to verify your identity. These details help lenders assess your eligibility and process your loan efficiently. The required details include:<\/p>\n<\/div>\n<div class=\"row\">\n<div class=\"col-md-4\">\n<div class=\"handy\">\n<div class=\"h-img\"><img decoding=\"async\" src=\"https:\/\/www.tvscredit.com\/wp-content\/uploads\/2025\/08\/kyc1.svg\" alt=\"Aadhar Number For Online Personal Loans Kyc\" \/><\/div>\n<div class=\"heandi-div\">Aadhar <span class=\"d-block\">Number<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"col-md-4\">\n<div class=\"handy\">\n<div class=\"h-img\"><img decoding=\"async\" src=\"https:\/\/www.tvscredit.com\/wp-content\/uploads\/2025\/08\/kyc2.svg\" alt=\"Address Proof for Getting Online Personal Loans\" \/><\/div>\n<div class=\"heandi-div\">Address <span class=\"d-block\">Proof<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"col-md-4\">\n<div class=\"handy\">\n<div class=\"h-img\"><img decoding=\"async\" src=\"https:\/\/www.tvscredit.com\/wp-content\/uploads\/2025\/08\/kyc3.svg\" alt=\"PAN Number for Getting Online Personal Loans\" \/><\/div>\n<div class=\"heandi-div\">PAN <span class=\"d-block\">Number<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"How-to-calculate pdt-2 pdb-3\">\n<div class=\"container\">\n<div class=\"commn_head text-center fadeIn wow\" data-wow-delay=\"0.5s\">\n<h2>Factors Affecting Personal Loans Eligibility<\/h2>\n<p>Several factors can influence your eligibility for a Personal Loan. Ensuring that these factors are favorable can improve your chances of loan approval and may result in better interest rates:<\/p>\n<\/div>\n<div class=\"ul_sec\">\n<div class=\"text-center\">\n<div class=\"elgrt_inn\">\n<div class=\"row\">\n<div class=\"offer_box_inn col-lg-6 col-md-6 pb_5\">\n<div class=\"handy_box\">\n<figure><img decoding=\"async\" class=\"img-fluid\" src=\"https:\/\/www.tvscredit.com\/wp-content\/uploads\/2025\/08\/credit-score.svg\" alt=\"offer icon\" \/><\/figure>\n<div class=\"offer_box_text\">\n<p><strong>Credit Score<\/strong><\/p>\n<p>A higher credit score indicates better creditworthiness.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"offer_box_inn col-lg-6 col-md-6 pb_5\">\n<div class=\"handy_box\">\n<figure><img decoding=\"async\" class=\"img-fluid\" src=\"https:\/\/www.tvscredit.com\/wp-content\/uploads\/2025\/08\/income-level.svg\" alt=\"offer icon\" \/><\/figure>\n<div class=\"offer_box_text\">\n<p><strong>Income Level<\/strong><\/p>\n<p>Consistent and sufficient income enhances repayment capacity.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"offer_box_inn col-lg-6 col-md-6 pb_5\">\n<div class=\"handy_box\">\n<figure><img decoding=\"async\" class=\"img-fluid\" src=\"https:\/\/www.tvscredit.com\/wp-content\/uploads\/2025\/08\/employment.svg\" alt=\"offer icon\" \/><\/figure>\n<div class=\"offer_box_text\">\n<p><strong>Employment Stability<\/strong><\/p>\n<p>Long-term employment or business stability is preferred by lenders.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"offer_box_inn col-lg-6 col-md-6 pb_5\">\n<div class=\"handy_box\">\n<figure><img decoding=\"async\" class=\"img-fluid\" src=\"https:\/\/www.tvscredit.com\/wp-content\/uploads\/2025\/08\/debt-income.svg\" alt=\"offer icon\" \/><\/figure>\n<div class=\"offer_box_text\">\n<p><strong>Debt-to-Income Ratio<\/strong><\/p>\n<p>A lower ratio improves eligibility as it shows fewer liabilities.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Personal Loans Eligibility Criteria Before issuing a personal loan, lenders apply certain conditions that should be met by each applicant. They help to assess the borrower\u2019s financial stability and ability to repay the loan. Let\u2019s take a look at who can qualify for a TVS Credit Personal Loans. Criteria Requirements Income Individuals with income more [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/page-generic.php","meta":{"footnotes":""},"class_list":["post-9563","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Check Eligibility Criteria &amp; Documents Required for Personal Loans<\/title>\n<meta name=\"description\" content=\"Check TVS Credit Personal Loan eligibility criteria, required documents, income, and credit score. 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